Here in North America some people are starting to get nervous about the word recession–if they aren’t already. In my home province of Ontario here in Canada, one of the big five banks just released a doom and gloom report that Ontario will be in a temporary recession. I’m by no means a financial expert, […]
Many people in North America now participate in local recycling programs, and are doing small things in their life to help the earth. All of these little things add up. Anybody who is into being frugal knows that caring for the environment often goes hand in hand with saving money. I’m not talking about being […]
For many couples, a significant portion of their monthly disposable income is spent on food. This includes groceries, eating out, and ofcourse the daily coffee and muffins many people can’t seem to do without. For both health and financial reasons we have done a major overhaul of our eating and spending habits over the last year.
We […]
Although many people don’t think about it, all of those extra costs, service fees, and interest payments that come up throughout the year can add up to hundreds of dollars when all is said and done. I’ve decided to compile a list of ways to cut down on extra fees and interest on 6 things you would pay for anyway, […]
This is one of those posts I have spent countless hours on and re-written 3 times. Why? It’s a difficult subject to write about; not because it scares me, but because it scares everyone else–and it shouldn’t. I think for many people the word “risk” has many negative connotations. One automatically thinks that taking a risk can […]
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